Home Warranty

Offers protection for mechanical systems and attached appliances against unexpected repairs not covered by homeowner's insurance; coverage extends over a specific time period and does not cover the home's structure.

A Home warranty is a service contract that covers the repair and replacement costs of home appliances. The warranty generally covers equipment and appliances such as dishwashers, plumbing systems, electrical systems etc. that fail due to normal wear and tear. Coverage varies significantly across warranty companies. Home warranty contracts do not cover all home repairs. Basic coverage includes plumbing, electrical, heating systems and major appliances such as refrigerators, dishwashers, and ovens. Many companies charge additional coverage for appliances such as clothes washers and clothes dryers, which are generally not covered. Buyers should read the home warranty contract carefully to understand coverages, limitations, and exclusions. In the United States, annual premiums generally range from $300 to $450 USD. There will be additional service trade fee (deductible) of 50 to 100 dollars per service incident. Most companies do not let homeowners combine two repairs with one service trade fee. For example, if your electrical switch needs a repair and kitchen sink is clogged, you will have to pay the service trade fee twice. Homeowners are encouraged to read their Home Warranty Contracts so they may learn and understand how the home warranty works. Some common complaints that home warranty clients have:Home warranty companies deny systematic denial and claim that customers need to pay close attention to the contract. Warranty contracts specify that pre-existing conditions and problems arising due to lack of proper care and maintenance are not covered. Buyers are encouraged to check the provider ratings of the companies selling the product. Home Warranty Provider RatingsHome-Warranty-ReviewThe Home Warranty ReviewTexas Home Warranty ReviewNew Home Warranty From CheckmateReviews Home Warranty From Pennsylvania