The Department of Housing and Urban Development was established by Congress in 1965 and is responsible for the implementation and administration of government housing and urban development programs. The programs include community planning and development, housing production and mortgage insurance (FHA), secondary mortgage market activities (GNMA), and equal opportunity in housing.

The U. S. Department of Housing and Urban Development; established in 1965, HUD works to create a decent home and suitable living environment for all Americans; it does this by addressing housing needs, improving and developing American communities, and enforcing fair housing laws.